Health insurance in Colombia
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Below we list the best prepaid medical plans, health insurance policies, and complementary health plans available in Colombia. We explain their differences and benefits. If you need to purchase health insurance, request a quote. We work with all major insurers and can provide a quotation based on your needs and budget.
What prepaid medical plans are available in Colombia?
The main prepaid medical plans in Colombia include:
- Colmédica
- Colsanitas
- Medisanitas
- Medplus
- Coomeva
- AXA Colpatria
What health insurance policies are available in Colombia?
The main private health insurance providers in Colombia are:
- SURA
- Seguros Bolívar
- Allianz
- Liberty Seguros
What complementary health plans are available in Colombia?
The main complementary health plans in Colombia include:
- EPS SURA
- Salud Total
- Sanitas
- Compensar
- Famisanar
- Coomeva EPS
- Nueva EPS
- Servicio Occidental de Salud (SOS EPS)
What is the difference between prepaid medical plans, health insurance policies, and complementary plans in Colombia?
Complementary plan: An extension of the public EPS system that offers faster access to specialists (with prior referral from a general practitioner), priority service, expanded hospital networks, and in some cases home care services. Request a quote.
Prepaid medical plan: Provides direct access to specialists and subspecialists without needing a general practitioner referral, exclusive medical centers, and broad hospital networks. Some plans include diagnostic centers and additional benefits such as international travel assistance. Request a quote.
Health insurance policy: Offers the most flexibility, allowing access to private specialists and clinics outside the insurer’s network with reimbursement up to the contracted amount. Request a quote.
Healthcare costs in Colombia – 2026
Below are estimated prices. Final costs depend on the applicant’s age and selected coverage.
How much does a complementary health plan cost in Colombia?
In 2026, complementary plans cost between COP $219,000 and $600,000 per month, depending on age and plan selection. People over 60 may pay nearly double. One year of EPS affiliation is required.
How much does private health insurance cost in Colombia?
In 2026, a private health insurance policy for a 30-year-old with no pre-existing conditions costs approximately COP $500,000 to $900,000 per month. Discounts may apply for quarterly, semiannual, or annual payments.
How much does prepaid medical insurance cost in Colombia?
In 2026, prepaid medical plans range between COP $400,000 and $800,000 per month, depending on age and coverage.
How much does EPS cost in Colombia?
EPS contributions depend on income. With the 2026 minimum wage set at COP $1,750,905:
- Employee: COP $70,036 (employee) + COP $148,827 (employer)
- Independent worker: COP $218,863
Can foreigners obtain health insurance in Colombia?
To access EPS, prepaid medical plans, or local health insurance, foreigners must have a valid Colombian foreigner ID (cédula de extranjería).
Alternatively, international health insurance options such as Genki provide valid coverage in Colombia and are accepted for visa applications, including the Colombia Digital Nomad Visa.
Get your international health insurance quote with Genki today
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