Health insurance in Colombia

The best prepaid medicines in Colombia are:

• Colmedic
• Colsanitas
• Medisanitas
• Medplus
• Coomeva
• Axa Colpatria

The best health or medical insurance policies in Colombia are:

• Sura
• Bolivar Insurance
• Allianz
• Liberty Seguros

The best complementary plans in Colombia are:

• EPS Sura
• Total health
• Sanitas
• Compensate
• Famisanar
• Coomeva EPS
• New EPS
• Western Health Service E.P.S. (SOS E.P.S)

Complementary health plan: is an extension of the E.P.S. where you will get better response times in access to medical appointments from specialists (even having to go through the general practitioner first), preferential care, access to a broader hospital network, and home care in some cases. Request a quote.

Prepaid medicine: In addition to including the benefits offered by the complementary health plan, you will have direct access to all the specialties and subspecialties of the medical directory provided by the established company without having to go to the general practitioner, care in centers exclusive doctors, an extensive hospital network. Some prepaid medicines have their diagnostic centers for exams dental centers, and some offer assistance in international travel as a non-contractual benefit. All of them include home care in their plans. Request a quote.

Health insurance policy: It has the benefits of the complementary and prepaid plan with the bonus of accessing specialists, clinics, and diagnostic centers that are not part of the directory and having the Refund of the value of the consultation up to the contracted value. Request a quote.

Prepaid medicine in Colombia in 2024 is between $300,000 and $600,000 pesos per month* depending on age, type of services you choose, etc. Request a quote.

The value to pay depends on the person's salary. If you are an employee, you pay 4% and the employer 8.5%. If you are independent, you pay 12.5%. The salary cannot be less than the minimum wage. In 2024 the minimum wage is $1,300,000. In other words, a person who earns a minimum wage pays the EPS the following amount: Employee: $52,000 + 110,500 the employer. Independent: $65,000

There are some key reasons why health insurance or prepaid medicine are necessary in addition to having the EPS in Colombia:

Peace of mind

Having health insurance or prepaid medicine will give you and your family peace of mind when you need the medical service because it will be available, and you will be treated without thinking about the cost of the service.

Fast attention

Having insurance or prepaid medicine allows the patient to go directly to the specialist or have the medical treatment performed more quickly without going through a general practitioner first to be referred to a specialist. In addition, it avoids having to request authorization for each medical order.

Access a wide variety of specialists and clinics

Having insurance or prepaid medicine allows you to access the extensive directory of specialists and institutions. In the EPS, you must be treated by the available doctor. Additionally, if you have a health policy, you can freely choose the health professional or medical institution, even if they do not belong to the network.

Preventive care at no cost

Having insurance or prepaid medicine allows you to access these services at no additional cost. These services include lab tests, immunizations, and checkups.

Emergencies

Another benefit of having health insurance is getting emergency care without worrying about the cost and with much faster care.

Protect your finances

If you don't have health insurance and get sick or injured, you could get a large medical bill if you want to treat yourself right away. This could cause you to go into debt or even file for bankruptcy. Health insurance can help you avoid these problems.

In general, the health policy, prepaid medicine, or complementary plan is an excellent option to have in addition to the EPS in Colombia. There are many different types of health insurance, and each has its benefits. If you're looking for quality coverage at an affordable price, get a quote today for different options based on your needs and budget.

The EPS, Health Promoting Entities, are in charge of carrying out, organizing and guaranteeing affiliation to the Social Security System in Health. Colombians affiliated with the EPS can access multiple options of clinics, hospitals and medical services (IPS).

The IPS are all the institutions that provide health services and medical care to citizens. (hospitals, clinics or health centers).

In Colombia, it is mandatory to have an EPS (Health Promotion Entity) from the government to be able to join Prepaid Medicine or acquire a health policy. If you are a foreigner, you will need your Colombian Immigration cédula to join the EPS before obtaining your Prepaid Medicine or health policy.

There are international insurance companies like Genki that offer coverage in Colombia. Depending on the package you choose, this insurance will protect you in case of accidents, illnesses, maternity, disability, hospitalization, death or repatriation. It also works for the health policy you need to get your nomad visa in Colombia.

Get a quote for your insurance with Genki today to get the protection you need you need in Colombia!